Baccarat may have a reputation as a high-stakes game for the elite, but it’s actually one of the easiest casino games to learn. The game’s low house advantage and simple gameplay make it a fantastic choice for anyone visiting a casino.
In Baccarat, you are not playing against the dealer or other players; you are betting on the outcome of two hands, named the Player and the Banker. Your goal is to correctly predict which of the two hands will get a point total nearer to 9. There are three possible bets: Player, Banker, or Tie.
Hand totals are calculated by adding the values of the cards. If the total is a two-digit number, only the second digit is used. If you have a 7 and casino (continue reading this..) an 8, your total is 5 (from 15). If the Player or casino Banker is dealt a total of 8 or 9 on the first two cards, it’s called a ”natural” and the round ends.
The beauty of baccarat lies in its simplicity. Once you’ve placed your bet, there are no more decisions to make; the dealer follows a fixed set of rules to draw additional cards if necessary. Understanding these three bets is key to playing smart.
| Bet | Casino Advantage | Notes |
|---|---|---|
| Bet on Banker | ~1.06% | The Banker hand has a slight mathematical advantage, making this the optimal bet even with the commission. |
| Player | Around 1.24% | A very solid bet with only a slightly higher house edge than the Banker. There is no commission taken on Player wins. |
| Bet on a Tie | Very Poor (14.36%) | While the 8-to-1 payout is tempting, the Tie bet has a massive house edge and is one of the worst bets in the entire casino. It should be avoided by serious players. |
The optimal strategy for baccarat couldn’t be easier: always wager on the Banker. This simple tactic ensures you are playing against the lowest possible house edge. Baccarat’s combination of simplicity, low house edge, and suspense makes it a timeless classic.
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